Car accidents are the major contributors to injuries and damages in the US. Rough estimates show that over six million car accidents occur each year, with one in three car accidents involving injuries to drivers.
But what to do if you get into a road car accident? Here, we have compiled the top 10 things that you should do in case of a car accident. These will help to protect your case and file a fair compensation against the insurance company.
So, continue reading to explore the possible things to do in a car accident.
1. Save Yourself and the Kids
The first thing you should do is to walk away from the car. If possible, move your car to a safe and lit place away from the road. It can cause a hazard for other drivers-set up the emergency flashers and warn them.
If you have kids in the car, don’t move them until the responder arrives.
2. Don’t Drive Away from The Scene
In minor accidents, drivers ran away from the scene without calling the police. You should wait and secure yourself. Get immediate medical assistance for the apparent injuries. Use the flashlight if it is dark and stay in the car. Don’t move the car away from the scene unless it causes hindrance in the traffic.
3. Call the Police
It is a good idea to immediately call the police even if it is a minor accident. The police report and the scene evidence are crucial for filing an insurance claim. The right guidance and expert legal services will help you get fair compensation for your vehicle damage. If the police don’t arrive, get a copy of the report from the law enforcement officer.
4. Collect Accurate Information
Collect all the necessary information, including:
- Company name and number
- Vehicle information like the color, model, and year of manufacturing
- Driver’s license information
- Contact of other persons involved in the accident
Record the witnesses’ statements and save all the data.
5. Snap the Pictures
Try as much as possible to record the entire scene. Use your mobile and camera to take photos and videos. Make the pictures of the damaged vehicle. If you also have apparent injuries, take their photos. Also, record the date and time of the accident and photographs of the street and surroundings.
To file the right claim, it is necessary to take the exact position and right-angle photo of your car at the accident time. Include all the possible information on weather, and crash scene, or use a voice memo if necessary.
6. Notify Your Insurance Company
Possibly, notify your insurance company about the accident as soon as possible. Because most of the policies rely on instant contact and reporting of the accident. Understand your insurance policies and what coverage it provides. Do your policy provides medical bill coverage. Medpay coverage in the insurance policy gives you compensation for the medical bills.
7. Hire a Car Accident Attorney
If you don’t know the policy terms properly, hire a car accident lawyer. Preferring the company’s interest and benefits, most insurers pay less for your compensation. So, the attorney is the right option to successfully negotiate with the company for a better offer or claim a lawsuit in court. Don’t immediately accept the company offer before the legal advice of your attorney.
8. Get Medical Attention
In the case of a minor motor accident, the injuries are not apparent immediately. They often appear a day or two after the accident. We have treated most patients who feel pain and suffering after two days of the accident. Therefore, we advise you to seek medical attention even if you don’t feel pain.
The untreated underlying medical conditions can lead to spinal cord injuries. These injuries become difficult to treat after a certain time. You may feel cognitive or behavioral changes. Unless you are 100% sure about your health, seek a family physician for the injury treatment.
9. Save Your Record
Negligence can deprive you of the compensation costs and the damage coverage. Compile all your accident-related information and documents wisely. Save the phone numbers, contact numbers, names, claim handler, rental car receipts, licenses, and the evidences in a file. All these things will be required by your attorney for a strong suit file.
10. Be Proactive and Find Fault for Car Accident
Stay calm after the accident and don’t fight with other driver. Make a checklist of documents that are necessary for the accident coverage. Keep these documents in the car and use them for an accident claim. The insurance adjusters find your fault after the compensation claim. The fault laws vary in each state-18 states have no-fault insurance laws.
If there are no fault laws in your state, the adjuster will deduct the compensation amount based on your fault percentage. If there is a dispute in deciding the fault, the case will go to court.
Key Takeaway for What to Do After Car Accident
If all the process seam time taking and tiring for you, immediately call Med2Law for legal and medical assistance. Our expert team of lawyers will effortlessly handle all your accident processes and assist you in getting the biggest compensation. You can call us for a free consultation and we will guide you to the best of your accident claim process.
Leave A Comment